ONLINE LIABILITY WAIVER, ASSUMPTION OF RISK, AND RELEASE AGREEMENT

Equine Insights, LLC
(“Company,” “We,” “Us,” or “Our”)

IMPORTANT – READ CAREFULLY BEFORE ACCEPTING

This Liability Waiver, Assumption of Risk, and Release Agreement (“Agreement”) is a legally binding contract between you (“Participant,” “User,” or “You”) and Equine Insights, LLC.

By clicking “I Agree,” checking the acceptance box, or accessing any part of the online training course, You confirm that You have read, understood, and voluntarily agree to be bound by this Agreement.

If You do not agree, You must not access or use the course.

1. Nature of the Program

Equine Insights, LLC provides pre-recorded online horsemanship training and educational content (“Program”).

The Program:

• Is delivered exclusively online

• Is pre-recorded

• Does not include live supervision

• Does not include personalized coaching

• Does not include monitoring

• Does not include professional medical, therapeutic, or veterinary advice

You acknowledge that no instructor-client, trainer-client, medical, or therapeutic relationship is created.

2. Voluntary Participation

You voluntarily choose to participate in the Program and to apply the techniques, methods, and suggestions using your own horse and equipment.

You understand that participation is entirely at your own risk.

3. Assumption of Risk

You expressly acknowledge and understand that working with horses involves inherent and substantial risks, including but not limited to:

• Falls

• Kicks, bites, or strikes

• Being thrown

• Being trampled

• Sudden horse movements

• Equipment failure

• Environmental hazards

• Emotional or psychological stress

• Aggravation of existing physical or mental conditions

You understand that these risks may result in:

• Serious bodily injury

• Permanent disability

• Emotional distress

• Property damage

• Death

You voluntarily and knowingly assume all such risks, whether foreseeable or unforeseeable.

4. Health and Fitness Representation

You represent and warrant that:

• You are physically and mentally capable of participating

• You have consulted a physician if necessary

• You are not relying on the Company for medical guidance

• You are solely responsible for assessing your limitations

If You have limited mobility, anxiety, or medical conditions, You accept full responsibility for managing such conditions.

5. No Supervision or Monitoring

You acknowledge and agree that:

• The Company does not supervise your activities

• The Company does not monitor your conduct

• The Company cannot assess your environment

• The Company cannot evaluate your horse

• The Company cannot ensure your safety

All decisions regarding participation are yours alone.

6. Release of Liability

To the fullest extent permitted by law, You hereby release, waive, discharge, and forever hold harmless Equine Insights, LLC, its owners, officers, employees, contractors, affiliates, and agents from any and all claims, demands, damages, liabilities, costs, and expenses arising from:

• Personal injury

• Death

• Property damage

• Emotional distress

• Economic loss

• Negligence (except gross negligence or willful misconduct where prohibited by law)

This release applies whether arising from Your actions, third parties, animals, equipment, or environmental conditions.

7. Indemnification

You agree to indemnify, defend, and hold harmless the Company from any claims, losses, damages, or legal expenses arising from:

• Your participation

• Your misuse of content

• Your violation of this Agreement

• Your interaction with horses

• Any third-party claims related to your conduct

8. No Guarantees or Warranties

The Program is provided “as is” and “as available.”

The Company makes no representations or warranties regarding:

• Safety

• Effectiveness

• Results

• Suitability

• Accuracy

• Fitness for purpose

All use is at your own discretion and risk.

9. Electronic Acceptance and Clickwrap Consent

You acknowledge and agree that:

• This Agreement is presented electronically

• You must affirmatively click “I Agree”

• Acceptance is required for access

• Your acceptance constitutes a legally binding signature

• Electronic records constitute valid evidence

You agree that this Agreement is enforceable under the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and similar laws.

10. Minors

This Program is intended for adults aged 18 and above.

If minors are permitted, a parent or legal guardian must accept this Agreement on their behalf and assumes full responsibility.

11. Governing Law and Venue

This Agreement shall be governed by and construed in accordance with the laws of the State of _____________, USA, without regard to conflict-of-law principles.

Any legal action shall be brought exclusively in the state or federal courts located in _____________.

12. Severability

If any provision of this Agreement is found unenforceable, the remaining provisions shall remain in full force and effect.

13. Entire Agreement

This Agreement constitutes the entire agreement between You and the Company regarding participation in the Program and supersedes all prior agreements or representations.

14. Acknowledgment and Acceptance

By clicking “I Agree” below, You confirm that:

• You have read this Agreement in full

• You understand its legal effect

• You voluntarily accept its terms

• You waive substantial legal rights

• You intend to be legally bound

TEXAS STATUTORY WARNING

WARNING: UNDER TEXAS LAW (CHAPTER 87, CIVIL PRACTICE AND REMEDIES CODE), AN EQUINE PROFESSIONAL IS NOT LIABLE FOR AN INJURY TO OR THE DEATH OF A PARTICIPANT IN EQUINE ACTIVITIES RESULTING FROM THE INHERENT RISKS OF EQUINE ACTIVITIES.

☐ I HAVE READ AND AGREE TO THE LIABILITY WAIVER, ASSUMPTION OF RISK, AND RELEASE AGREEMENT.

Equine Insights, LLC
Authorized Representative
Date: _______________